Most personal automobile policies provide coverage for RV Rentals. Personal auto insurance often will provide the best coverage with the limits you are comfortable with and provide a low-security deposit of $500. Check with your agent to find out if your personal policy provides coverage.
If your personal auto policy does not provide coverage, there is basic insurance on the RV with a $2000 deductible that is included at $9.95 per night.
If your policy does not provide insurance coverage for the RV, we have three options for you to choose from. See all RV rental insurance providers and our offers below.
Insurance Providers that Commonly Cover RV Rentals
- American Family
- Bear River Mutual
- Country Insurance
- Farm Bureau
- State Farm
NOTICE: YOUR OWN MOTOR VEHICLE INSURANCE MAY COVER ANY DAMAGE OR LOSS TO THE RENTAL VEHICLE. BISH’S RV’S OPTIONAL PROTECTION COVERAGE IS NOT INSURANCE.
Optional Protection Coverage for Vehicle. If you purchase and accept Optional Protection Coverage at the beginning of the rental, we will waive your responsibility for loss of or damage to the Vehicle in full or in part depending on the option plan accepted, except that back-up, undercarriage, and overhead damage to the Vehicle is not covered by the Optional Protection Coverage.
The options are as follows:
VIP Plus: Your responsibility for damage to the Vehicle will be limited to the first $500 of physical damage per occurrence. you will not be responsible for the loss of use, diminution in value, or an administrative fee. You will not be responsible for tire replacement, rock chip repair, windshield replacement, or damage. In the event of a breakdown of 24 hours or more, you will be reimbursed for up to $250 per day for related incurred and documented expenses, including overnight accommodations, transportation, and meals. However, you understand that you must receive prior authorization from us for expenses exceeding $50.00. Final reimbursement determination, regardless of prior authorization, will be at our sole discretion. *refer to VacationSaver Policy in your Agreement Folio.
Value Plan: Your responsibility for damage to the Vehicle will be limited to the first $1000 of physical damage per occurrence. You will not be responsible for the loss of use, diminution in value, or an administrative fee.
Basic Plan: Your responsibility for damage to the Vehicle will be limited to the first $2000 of physical damage per occurrence plus loss of use, diminution in value, and an administrative fee.
Third-Party Liability where we are required by law to provide any (liability) protection, it shall be secondary over and above any other available insurance provided by or available to you under all other policies (whether primary or excess) in an amount not to exceed the minimum statutory financial responsibility liability limits of the state where the accident occurred.
The security deposit is an authorization only on a VISA, MasterCard, American Express, or Discover at the time of pick-up. This does not charge the card but does confirm the funds and holds the amount during the duration of your trip. If you are using one of our options, you can decide which one at the counter when you are picking up your RV.
Frequently Asked Questions
What do I need to make an RV reservation?
Making an RV Rental reservation is simple to do. You can either make your reservation online or you can call our office and we would be happy to assist you in completing the reservation. You will need to have the following information available when making your reservation.
1. The dates of your trip. (June through August is a 5-night minimum)
2. What city you want to pick up the RV in.
3. Which RV you are interested in. (There may be a few different size units that would accommodate your party based on beds and seat belts.)
4. Your VISA, MasterCard, American Express, or Discover card and driver’s license. An advance payment of 50% of the base reservation (with a $400 minimum) is required at the time of reservation to secure an RV for your trip.
What is your cancellation policy?
Reservations may be canceled with a full refund if done so within 7 days of making the reservation. After the first 7 days of making the reservation, the advance payment becomes non-refundable. If the trip needs to be canceled after the first 7 days of making the reservation and 14 days before the scheduled trip, the advance payment can be used as a credit towards a future trip with Bish’s RV. Cancellations made within 14 days of your departure date are only credited if the unit is booked again.
If you feel there is a possibility of cancellation, we suggest purchasing travel insurance from a third-party provider. Travel insurance can provide you coverage for medical expenses, trip cancellation/interruption, baggage damage, medical evacuation, and much more. It can provide coverage for airfare, campground reservations, or any advance payments you make with tours or activities. The cost is very reasonable and gives you peace of mind when traveling.
All refunds will be provided as a credit to the credit card used at the time of purchase within five (5) business days of the confirmed cancellation. We will send an email confirming the cancellation and the status of the advance payment.
What is the security deposit?
When can I pickup and rental my rental?
Pick Up: You can pick up your RV rental between 9:35 a.m. to 4:35 p.m. Monday through Saturday. An email with a link to our Expedited Check-Out form will be sent to you 2 weeks prior to your pick-up date. This form determines your pick-up time and additional equipment/services needed. Pick-up times are confirmed on a first-response basis.
Drop Off: Your scheduled drop off time mirrors your pickup (for example, if you pick up your RV at 11:30 a.m., your drop off time would be 11: 30 a.m. no the day of return). There is a $75 per hour fee for late drop offs.
(Pick-up and drop-off times are based on availability)